Mortgage Calculator
This mortgage calculator estimates your monthly payment, total interest and full amortization schedule. Example: a CHF 800,000 property with 20% down at 2.5% over 25 years yields a monthly payment of around CHF 2,870 and roughly CHF 220,000 in total interest.
↗ Read the in-depth guide
Mortgage vs. Rent in Switzerland: A 2026 Decision Guide
Compare buying and renting a home in Switzerland. Real numbers on amortization, imputed rental value, taxes and total cost of ownership over 25 years.
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How to use this calculator
- 01Enter the property price in your local currency.
- 02Set your down payment as a percentage of the price.
- 03Add the nominal annual interest rate offered by your lender.
- 04Choose the loan term in years to see your monthly payment.
★ Key takeaways
- •Monthly payment uses the standard annuity formula.
- •A larger down payment reduces both the monthly cost and total interest.
- •Shorter terms mean higher monthly payments but far less interest paid overall.
- •In Switzerland, lenders typically require at least 20% equity.
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