Clear financial answers, beautifully calculated.

Estimate monthly payments, total interest and amortization for European mortgages.

Project the future value of investments with compounding and recurring contributions.

Calculate monthly payments, total interest and full amortization schedule for any loan.

Estimate your net income and effective tax rate for Switzerland, Germany, France and Italy.

Compare purchasing power across major cities in CH, DE, FR and IT.

Project your retirement fund and estimated monthly income based on your savings plan.

Find the exact unit volume and revenue you need to cover your fixed and variable costs.

Convert between CHF, EUR, USD, GBP and major currencies with live exchange rates.

Create clean, professional invoices and download them as PDF — all in your browser.

Estimate your take-home pay in Switzerland, Germany, France and Italy after all taxes and social charges.

Add or remove VAT on any amount using Swiss, German, French and Italian rates.

Estimate your Swiss state pension (AHV/AVS) based on your contribution years and average salary.

Set a savings target, see how many months you need to reach it and track your progress.

Gross-to-net Swiss payroll with full employer cost breakdown for 2026.

Calculate overtime pay for Switzerland, Germany, France and Italy under 2026 rules.

Compare total tax burden of a Swiss sole trader (Einzelfirma) vs a GmbH in 2026.

Find the optimal salary/dividend mix for a Swiss GmbH director in 2026.

Find your true consulting / freelance hourly rate for Europe in 2026.

Estimate the full first-year cost of starting a GmbH or AG in Switzerland in 2026.

Calculate the full employer cost of an employee in CH, DE, FR or IT for 2026.

Check if your SME can afford a business loan and see the DSCR for 2026.

Compute MRR, ARR, churn impact, LTV and 12-month projection for SaaS in 2026.

Compute gross, operating, EBITDA and net margin with industry benchmarks for 2026.

Forecast 12 months of cash flow for your SME in 2026 with a simple runway view.

Calculate gross yield, net yield, cash-on-cash return and cap rate for 2026 rentals.

Compute LTV, payback and LTV:CAC ratio for any subscription or recurring-revenue business in 2026.

Estimate monthly profit and food/labour cost ratios for a restaurant in 2026.

Compute true net profit per order for an e-commerce store in 2026 after ads, payment fees and shipping.

Calculate how many months of cash your startup has left at current burn rate in 2026.

Estimate your company's value using EBITDA multiple, revenue multiple and DCF methods.

Calculate sales rep commission with base, tiered rates, accelerators and quota attainment.

Find the right SaaS price using value-based pricing, CAC payback and ARR targets for 2026.

Compute net working capital, cash conversion cycle and liquidity ratios for SMEs in 2026.